Skip to contentSkip to footer

Underwriter Interview Questions

Salaries
Interviews

Underwriter Interview Questions

Insurance companies depend on underwriters to review insurance applications and determine whether they qualify for acceptance. Employers are looking to hire candidates with strong analytical and organisational skills and experience with computer software. In an interview context, expect to answer technical questions such as evaluating risk as well as behavioural questions that will assess your ability to work on a team and resolve difficult problems. An interviewer may test your quantitative skills by means of a brain teaser.

Top Underwriter Interview Questions & How To Answer

Question 1

Question No. 1: When reviewing a claim, what factors could determine a higher risk level?

How to answer
How to answer: As an underwriter, you are responsible for ensuring that all claims, loans and/or policies have a low level of risk to protect the interest of the individual or company issuing payment, funds or coverage. When you answer this question, talk about the process you follow to assess the potential risk of each individual item you review. Include manual review processes and any AI- or computer-driven review processes.
Question 2

Question No. 2: Have you ever disagreed with another party involved in a claim or policy review?

How to answer
How to answer: Underwriters work with various individuals in the underwriting and review process, so they might disagree with one or more of those individuals. This question allows you to demonstrate your problem-solving and communication skills when you encounter conflict. As you answer, describe a specific situation using the STAR method: situation, action, task, result.
Question 3

Question No. 3: How do you manage multiple claims or requests?

How to answer
How to answer: An underwriter often works on multiple claims at once, so they need strong organisational and prioritisation skills. In your answer to this question, you can outline any specific tools or processes you use when managing multiple requests, as well as how you manage deadlines and timelines. Since underwriters often have to submit their responses to requests within a certain timeline, it is important to have good time-management skills.

4,404 underwriter interview questions shared by candidates

I was e-mailed a request for an interview early April for the end o the month. The hiring team allow you a great amount of time to prepare. On the day of the interview of the interview you will be briefed for 15 mins by a HR Recruiter and Underwriter. They will simply give you a more in-depth look int the position. The will give you great tips to focus on in the interview. Finally, your interviewer will come and get you, and the other few interviewees individually. This is the time to shine. Make sure you practice COMPETENCY BASED interviews. That is the type of interview you will have. Ensure that you refresh yourself on ways to answer, "Why are you considering leaving your current employer?" In a VERY concise manner, tell them about yourself. Remember to do something that will grab their attention and keep it relevant to the position. The questions are easy, just remember to focus on relating your work/experiences on those outlined in the job description. However, make sure you listen carefully and use the STAR method for each answer. After which, you will debrief with the managers that interviewed you, and then a HR Rep will come and go over benefits, and other details of the offer package. You will then receive your offer letter via e-mail between 7-10 business day later.
avatar

Underwriter

Interviewed at State Farm

3.4★
May 8, 2014

I was e-mailed a request for an interview early April for the end o the month. The hiring team allow you a great amount of time to prepare. On the day of the interview of the interview you will be briefed for 15 mins by a HR Recruiter and Underwriter. They will simply give you a more in-depth look int the position. The will give you great tips to focus on in the interview. Finally, your interviewer will come and get you, and the other few interviewees individually. This is the time to shine. Make sure you practice COMPETENCY BASED interviews. That is the type of interview you will have. Ensure that you refresh yourself on ways to answer, "Why are you considering leaving your current employer?" In a VERY concise manner, tell them about yourself. Remember to do something that will grab their attention and keep it relevant to the position. The questions are easy, just remember to focus on relating your work/experiences on those outlined in the job description. However, make sure you listen carefully and use the STAR method for each answer. After which, you will debrief with the managers that interviewed you, and then a HR Rep will come and go over benefits, and other details of the offer package. You will then receive your offer letter via e-mail between 7-10 business day later.

1. Tell me a little more about yourself. 2. Give a specific example of how you have demonstrated your ability to handle multiple priorities and deliver results. Describe the situation and the manner in which you addressed it. 3. Do you know about the position you are applying for? 4. Tell me about what you did to prepare for today's interview. 5. Tell me about a time when you provided excellent customer service. *Two more customer service type questions I can't quite remember.
avatar

Underwriter

Interviewed at State Farm

3.4★
Aug 28, 2013

1. Tell me a little more about yourself. 2. Give a specific example of how you have demonstrated your ability to handle multiple priorities and deliver results. Describe the situation and the manner in which you addressed it. 3. Do you know about the position you are applying for? 4. Tell me about what you did to prepare for today's interview. 5. Tell me about a time when you provided excellent customer service. *Two more customer service type questions I can't quite remember.

I was asked "What I could bring to the table?" before I really knew what the position entailed. I explain that I had experience at multiple insurance agencies - all of which they performed underwriting for - and I have experience at all stages of the insurance process.
avatar

Insurance Underwriter

Interviewed at MJ Kelly

2.9★
Dec 13, 2013

I was asked "What I could bring to the table?" before I really knew what the position entailed. I explain that I had experience at multiple insurance agencies - all of which they performed underwriting for - and I have experience at all stages of the insurance process.

Viewing 1 - 10 interview questions

Glassdoor has 4,404 interview questions and reports from Underwriter interviews. Prepare for your interview. Get hired. Love your job.